Legal notice
Last updated: August 28, 2026.
Site owner
- Owner: Fernando Jonás Mata López
- Tax ID (NIF): 71474022G
- Address: Paseo de la Chantría 7, bajo, 24005 León (Spain)
- Email: info@calculoteca.com
- Domain: calculoteca.com
Calculoteca is operated by an individual based in Spain. It is not incorporated as a company in the United States or any other country.
Purpose of the site
Calculoteca offers free calculators that run entirely in the user's browser. Access is open and does not require registration.
Results are estimates, not advice
The results shown on this site are mathematical estimates and do not constitute financial, tax, or legal advice. The mortgage calculator applies standard amortization to the figures you enter and does not account for origination fees, prepayment penalties, mortgage insurance, discounts tied to bundled products, rate adjustments on variable-rate loans, or the closing costs of a purchase.
The actual terms of a loan depend on the lender and each applicant's profile. Before making any decision, check the binding offer from your lender and, if needed, consult a licensed professional. The site owner is not responsible for decisions made based on the results shown here.
Intellectual property
The content, design, and code of this site belong to its owner, except for third-party resources used under their respective licenses. Reproduction for commercial purposes without express authorization is prohibited.
Liability
The owner makes reasonable efforts to keep the site working correctly and its information up to date, but does not guarantee the absence of errors or uninterrupted availability. The owner is not responsible for the content of third-party sites reached through links, or through any ads that may be shown.
Governing law
This legal notice is governed by Spanish law, as the site is operated by an individual based in Spain. Any dispute will be subject to the courts with jurisdiction under applicable Spanish law.